Security has come a long way since passwords and knowledge-based authentication were introduced. The increasing risk of spoofing, changing data protection regulations and company policies demand a much more reliable technology. Today, biometric authentication is paving the way to fraud prevention and data security.

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    What Is Biometric Authentication?

    biometrics vs. passwords bar chart

    Biometric authentication is a security method used to identify a person by analyzing their unique biological and physiological characteristics.

    The biggest benefit of biometric authentication is its ability to quickly and reliably verify returning clients. It can be used as a secure alternative to pin codes, passwords, and knowledge-based authentication. 

    Several decades ago, biometrics seemed like science fiction, but today this security measure is widely accepted and implemented. According to a survey performed by Visa, 70% of consumers believe that biometrics are easier, and 46% think they are more secure than using passwords or PINs.

    Which Type of Biometric Authentication Is Best?

    types of biometric authentication

    Biometric authentication involves several different methods. The most common are:

    • Facial recognition
    • Voice recognition
    • Fingerprint scanners
    • Iris scanners
    • Handwriting Recognition

    While all of them aid in reducing the cognitive load of having to remember passwords, not every method  is equally as convenient. 

    The most significant advantage of fingerprint scanning is that fingerprints are unique to each individual. However, it’s not the best authentication method since it’s possible to copy someone’s fingerprint or even  perform authentication while a person is asleep or unconscious. 

    Similar to a fingerprint, the human iris can be used in authentication for its uniqueness.  Yet iris recognition is still a relatively new technology awaiting further improvements.

    Additionally, fingerprint and iris scanners require advanced devices that are hard to come by for a regular user.  

    Probably the least secure option is handwriting recognition. Most people have inconsistent handwriting, especially when it comes to signatures. Thus only providing  low-level security.

    Meanwhile, voice and facial recognition can deliver an adequate level of security. These methods  don’t require any additional devices, and most customers are familiar with them. It’s worth noting, however, that any respiratory illness or background noise can disturb voice-based authentication. 

    Fast and reliable facial recognition has the edge. It requires a person to be present during authentication and checks for liveness. The technology is also capable of detecting various spoof artifacts, such as screens, photos, masks, etc.. 

    Ondato implements facial biometrics scans for customer authentication because of its advantages over other methods.

    How Does Ondato Biometric Authentication Work?

    When using the Ondato system, the biometric authentication process starts at the client’s onboarding. First, the system scans a customer’s biometric data creating a 3D map. Then, the data is saved and encrypted.

    When a returning customer wants to access the service, their face is scanned again. Our system compares it with the previously collected data to find evidence of spoofing methods and other alterations. 

    Only if the face is a match, the customer’s identity is confirmed, and they receive access to the service. 

    Ondato’s biometric authentication keeps an accuracy of 1 in 12,800,000 at less than 1% FRR. The authentication process is also very swift – taking only milliseconds to complete.

    Why Should You Implement Facial Biometrics Scanning into Your Services

    Many experts believe that biometric authentication will eventually replace traditional security methods, such as passwords. Let’s take a look at the advantages that facial biometric scans provide. 

    Biometric Authentication Is Faster than Other Methods

    Speed is an important factor in facilitating a satisfactory customer experience. That’s why a long and complicated authentication process may discourage clients from using your services. As you can see from Ondato’s example, implementing biometric authentication can cut down the process to mere milliseconds. 

    Biometric Authentication Improves User Experience

    A survey has shown that over 65% of customers are familiar with biometrics. Most people are already used to the process, especially when it comes to facial recognition technology. 

    Biometric authentication doesn’t require much effort from your client – all they have to do is pose for their smartphone or webcam for a few seconds, and they are good to go. That’s why implementing it into your service can boost user experience. 

    Biometric Authentication Keeps Fraudsters at Bay

    While no current technology is 100% safe from fraudsters, biometrics is a tough method to beat. Enriched with spoofing and liveness checks deters fraudsters by making the process much more challenging than stealing a password. 

    Traditional Authentication Methods Aren’t Trustworthy

    Passwords remain the most common authentication method, but they are vulnerable to various cyberattacks, such as phishing. Verizon Data Breach Investigations Report showed that 81% of hacking-related breaches used stolen and/or weak passwords. 

    Other methods, such as document and token authentication, require a document, token, or a similar device to receive access. This type of authentication poses usability challenges and opens the possibility of fraud if a person loses their document or token. 

    Meanwhile, knowledge-based authentication is even more unsafe. It involves common questions, such as the client’s mother’s maiden name or the name of their childhood pet. It has been reported that many users thoughtlessly share answers to these questions on social media.